עזרה בתרגום והבנה
Credit card holders frequently receive o+ers to transfer
account balances from an existing card to a new
card charging a substantially lower annual percentage
rate (APR) for an initial period, from six months
to a year or more (a “teaser” rate). The catch is that
all payments on the new card are applied first to the
transferred balance and are applied to new purchases
(which are subject to a higher APR) only after the
transferred balance has been paid o+.
The optimal strategy for the cardholder during the
teaser-rate period, then, is to make all new purchases
on the old credit card and none on the new card until
all the transferred balances have been paid o+.
מישהו יכול להסביר לי את הטקסט הזה?
Credit card holders frequently receive o+ers to transfer
account balances from an existing card to a new
card charging a substantially lower annual percentage
rate (APR) for an initial period, from six months
to a year or more (a “teaser” rate). The catch is that
all payments on the new card are applied first to the
transferred balance and are applied to new purchases
(which are subject to a higher APR) only after the
transferred balance has been paid o+.
The optimal strategy for the cardholder during the
teaser-rate period, then, is to make all new purchases
on the old credit card and none on the new card until
all the transferred balances have been paid o+.
מישהו יכול להסביר לי את הטקסט הזה?